If you are capable of financing an accelerated program, you might consider doing that and getting your instructor ratings. Then you can instruct while at college so you can make a little bit of money and more importantly build time while getting your 4 year degree. Who knows what the industry will be like in 4 years? At least this way you'll have your certificates, ratings and hours for when that time comes. Not to mention you can make all sorts of contacts if you work at an FBO.