As others have stated get your training/hours done while the industry is down and then when it rebounds you will be at the front of the hiring wave. I am glad I didn't get my multi/hours 1 or 2 years ago and go to the regionals; I decided to wait it out and it paid off. I still have my full-time job and CFI part-time...and love it. Being a CFI is very satisfying and you really learn more when you are teaching. Just to be on the safe side I will wait until the age 65 rule kicks in (4 1/2 yrs) and see what the hiring is like. In the meantime I will have fun flying on the side. At our age we can't afford to take as much risk. Good luck.