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Old 11-23-2008 | 09:52 AM
  #11  
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TBoneF15
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Joined: Apr 2007
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Max days of leave you can sell back is 60.

I completely disagree with the dudes telling you to take all of that terminal leave. Taking terminal only makes sense if you have another job that you will start WHILE ON TERMINAL...thereby getting paid by two employers at the same time. If you do not have another job, then you are just taking leave...and missing out on a LOT of money to do it. If you feel that you really, really need 60 days off in a row, then I guess that's one thing, but I'll bet that you'll be bored silly after 2 weeks.

I'll tell you what you are really going to need after getting out...MONEY. Dude, have you done the math on what you'll really make? Last month I grossed $3500 as a first year DAL guy with no AF reserve days, just a little less than you'll make at SWA. Last month hurt the checking account something fierce, as has every month where I didn't get a good chunk of mil leave in. This month I started a long stint of mil leave. This month I'll gross $9000, much of which is not taxed. The difference is not chump change. Are you ready for that? Holy chowder, man, do you have that much saved up that you can scoff the $11,000 (or whatever selling 60 days of leave is worth) without cashing out stuff you shouldn't? I'm telling you, that money mine as well have been a million bucks to me this year...it would have been very difficult to get by without it, unless I started cashing out accounts that I don't want to touch. No matter how much you think you can cut back your lifestyle, look at those numbers carefully. You do pretty OK in the military and you've gotten used to not worrying about money. On the outside, you WILL worry about money. I guarantee it.

Dudes always make the argument that on terminal you get paid BAH, flight pay, etc, but selling back leave you only get basic pay. True dat. But think about it...you will make far MORE total money by NOT taking terminal...you would get the exact same money to go to work that you would have to be home on terminal THEN get paid to sell your leave on top of that. I've had this argument with many dudes who say that terminal makes the most financial sense since you get all the "extra" pays...not so, unless you have another job to double dip.

Again man, unless you will for sure start another job during your terminal or are so burnt out you are about to take a swan dive off a tall building, then I STRONGLY suggest to you (out of very recent experience) that the $11,000 or so they will pay you for your leave will relieve your stress level far more that 60 days off in a row. Take 2 weeks if you need some time off. 2 months is a costly waste.
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