So I owe a lot of money....
Yes, another dummy who is in debt up to his eyeballs with no way of making minimum payments. Key and Teri loans, currently unemployed but soon to change however.. no huge income. Loans are in good standing (deferrment), credit rating is decent(unknown beacon, but last i checked was middle of the road) and have a co-signer on all loans.
What are my options as far as consolidation/bankruptcy, etc?
I'm not looking for ridicule from those who who are already going to tell me what i know, though I am in more debt than I can mange, I have many many things to be proud of in my life. Just looking for advice, expertise, experience.
Not a home owner, all credit cards are paid off, car is paid for, and current lease is tolerable to say the least. What would you do? I'm starting to get mentally bogged down by it. Thank you for any constructive advice.