Mine....

You seem like you are at least researching your idea of what you want to do. Which is by far going to give you a lot of opinions and ideas that you may not have come up with yourself. You really need to think about what you want out of an aviation career. Do want to be civilian trained or both or all military trained??? Now, I did both and you too can have the opportunity to take advantage of you career path and build great experiences along the way. You are in a postion were you can only benefit. I urge you to look over every possible scenario and situation, but remember what you do now will affect the next several years of your life! There will always be pros and cons to be looked at and some differ person to person. I would recommend that you check out civilian based flight training 141 schools that offer ROTC... not just ERAU, check out all before deciding! Then see what 4 year degree programs and if you can get ROTC to flip the majority of the bill. Then after accomplishing your four years and ROTC. Then its off the IFT/MFS/UPT then MWS schooling. If you choose Air Force plan on two years plus for pilot training and follow on training plus ten year obligation. no worries time flies. Now there is ways while in ROTC to find a guard/reserve job..rare but happens that you can go get into instead of active duty(whole different coversation)! But if you go this route you will be way more experienced at UPT then the 25 hour guys coming only from IFS. This will help you succeed in training and help you benefit by only assiting you in better picks at airframes that might be available. You will still be low enough time not to hurt your military training do to bad habits, versus guys with a little training. You will have one up and be able to zone in more on what important in the early stages of training rather than trying to learn the basics that you would have already learned in civilian training.
There is only one regret that I have when it comes to training and that is I didn't know about ROTC until about my junior year...plus my school didn't offer it.... So take advantage of free education and get the best of both worlds...! Plus, the aviation community is small you will have the opportunity to meet more people and start building a network of contacts civilian and military for your future aviation career!