60k by CFIing. wow. When you leave can I take your job?? I live in Texas.
Yeah going to a regional you'd take a massive paycut. Well anywhere you go, you'd take a big cut. I'm a CFI too, and I understand the being worn out bit.
Save up some money, do something with it. Buy stock or buy and sell real estate. Find a good 135 gig or that air ambulance thing. Then you can apply at major or something. At that time, and money, I may not go to a regional unless you really like the airline lifestyle.
Chris