I may just be a lowly 1st year FO on furlough but at least I figured out how to manage my budget without requiring open time. Open time is great, I picked up as much as I could before PSA furloughed. But as Boiler Up pointed out you should set your budget for your guarantee and anything more is just extra cash. If you still have a job then your most likely at least a second year FO, and if you can't survive on second year pay without open time then your living beyond your means. How much of a sacrifice would it be to not pick any up while people are on the streets you would think any gain that it would make is worth the cash your out. I was only at the company for a few months before the first 27 went out the back door and I found the money to not pick up open time.
Bass Slayer I call BS on your comment about the lines. The in august in DAY when the highest block hour build up was 84, for Jan it is 88 and credit was 89, 91. And when I held a solid line it was not a 90 hour line. The company has inched the block and credit up while people are on the street.
I am in now way an expert but I would think if the union could convince the company to lower the credit hours of the lines this would get people back right now. This is what I have heard ASA has done.