Why is this not being addressed through your reps and the MEC? It doesn't seem like this has been mentioned to any extent in previous posts.

A resolution should be put forward to assess the pilots say .25% for 6 months to build up a furlough pilot fund. This fund would be used to pay the COBRA benefits or any other medical premiums the pilot is able to find on his/her own if cheaper. At the end of 6 months, the MEC can assess how much is in the fund and if it is enough to pay benefits for the foreseen future. If more money is needed, it could be extended for 3 or 6 more months. These would have to be put to pilot vote but would be a short-term assessment for a specific purpose.

This is exactly what we did here at CAL.