Local FLight School
I asked my local flight school recently for an estimate of how much it cost to go from zero to CFI. They gave me a number of 80K. In the 1990s I remember that there were flight schools that would sell a package that took pilots all the way to 1500 hours and an ATP. These days I bet that it would be a price that would make Bill Gates flinch.
If you don't get a loan then how can you learn to fly? However if you do get a loan then how can you afford to work as a pilot later? These are indeed difficult questions. In my case I worked several jobs and bought flight time as I could.
This is the first of many hurdles pilots face.
SkyHigh