Credit Ratings
Just curious. I have a "collection" being shown on my credit report. I have no idea why it's there and I've called and called and spoken to "managers" for hours on end and because they weren't the ones there when it happened they think I'm lieing. Anyway it was only $80 so I said "F-U" I'll pay here here is my credit card #. My question is how much does my credit score bounce back up after it's paid? That one single collection dropped it 100points. I'm younger and don't exactly own a whole lot of stuff. I just graduated from college last year but I did have a credit score of 730 and now it's down to 622. So wtf.