ERJ,
I'm very sorry to see this. Being put in debt hopelessly is a terrible feeling. I flew twin Cessna's for a P135 company in the US that bounced an entire series of my paychecks, got me over drafted, and then refused to cover the fees for me. I left that company as soon as I responsibly could. I hope SkyWest opens a door for you... keep an eye on United.
Your in my prayers, sir!