Papa T and Mshunter, thank you both very much. Your comments and input are very well taken and appreciated.
Papa, I have not begun the interviewing process yet, partly because I'm still fitting together what the big picture should/would/could look like. Selecting the Instructor for the Private and Instrument, will be one of the very last things I do, next to going out and buying a new headset and student supplies. I hear and appreciate what you are dealing with, however. I've never been furloughed as a pilot, but I have been laid-off before at a time in my life when I could least afford the hassle - so, that much I can identify with. Thank you and I hope that you return to your old routine or better, soon.