I would say that you should try to find some where to get back into instructing. I live in a college town and most of my students are also college students. They come from all walks of life, but are able to finance their flying through money from school or parents.
I know times are tough in the economy, but not everyone is struggling (as far as students go). There are still students out there who have money and want to learn. Finding a company with a flight school and a charter and or cargo operation will help too. You might be able to get some right seat time in addition to instructing. It's working for me. Good luck.