Skiutah, I do have the type rating. Don't sweat the cost, if you are serious about SWA that is, think about it as your higher education. I was hung up on the money for a little while, but then I realized it's costing a small fortune to put my wife through law school, so if you look at the cost in terms of follow on education it's not so bad. Of course I could be singing a different tune if I don't make the cut. Hope it all works out for you.