Hmmm... spend two years at RAA/MPD/ATP, $80-90K and get your ratings. Spend 4 years at Western Michigan, UND, or one of many smaller collegiate aviation programs, $80-90K, and get your ratings plus a degree in whatever field you want.
Two years is NOTHING. (For those of you who think it isn't I have 5 years of airline experience and don't meet minimums for a major airline PIC job). Get the degree, expand your horizions, enjoy life.
For all of you that are hell bent on the airlines, let me ask you one question: Why? Perhaps a bit of inner reflection on why you want the job is in order, so that when you finally land that coveted airline job with the cool hat and shiny wings, it isn't a big let down when the pay sucks, you're flying holidays, commuting in bad weather, and that 6 month upgrade you expected is four to five years away...