No, I didn't factor in any B Fund improvements as those fall under Retirement and are not part of our Pay Cornerstone, in my opinion. I looked at where we ended up with the new TA based on our old contract and compared it with where we would have been had the old contract simply increased its nominal raises every 18 months. It ended up being a long equation, but it works every time I apply it, no matter what seat or year group. Just under 3.3% annual increases under the new TA (including "Signing Bonus") from Jun04 to the expiration of the proposed contract. At least the old contract gave us the FULL 3.3% per year....