I would move very fast. Because, unless things have changed(and they may very well have) you need to be on schedule to graduate UPT by the age of 27.5. That's without a waiver; and yes, there are waivers for everything. The question is, does the unit want you bad enough to get you a waiver.

If you want to be an airline pilot, there is no question you would be making the right move by joining the AF, guard or reserve. These days you're going to need the extra money, security, health care, and retirement that the reserves/guard provide.