If the FAA or airlines intend to regulate my off-duty schedule, well then it becomes a duty obligation and I will need to get paid for it.

Pilots who commute from low-cost towns to places like EWR/NY will not cheerfully relocate their families into the ghetto and live in NY on $25K. I think most would quit, I certainly would.

Another option would be space positive travel to work...on the latest flight which will get you there. That would save you from planning backup flights.