I didn't think you did, you just asked my opinion and I gave it to you.

No worries, nothing was meant personally towards you, just how I see things in the my limited flight experiences as a low time CFI.
I simply mean good flight discipline will cause you to strive for the best. This would mean going out and getting ADM training, improving your skills by training a couple hours a year to stay current, setting up and sticking to personal limitations, and so on. All of these things are not thought about, how many people have had a student do a hazardous attitude self assessment or made a student write out and discussed with the student their personal limitations and how to judge them? Heck how many pilots have ever done this for themselves much less a student, I would guess not many.
On topic, like I said I agree ADM is right on up there, I just think ADM is skipping the first step. IMO good personal discipline is the best way to be safe because, as described in the previous paragraph, it is all inclusive.