If you can possibly find a way, after your private, I suggest to find a plane to buy (172, 152, whatever). Then find an instructor, and knock out the rest of the ratings from there, and sell it when you feel like.

250 hours for your commercial cert. Look at rental prices for yourself and see what it takes pricewise to rent from there versus if you had your own aircraft what it would cost you.

I know two guys personally who did this. Racked up a lot of hours for less.