When I recently bought my car I was offered 4.9 by the dealer. When I called to insure the car they asked if I had checked with banking. So I called them and they quoted the 5.24% new car loan. I told them that I was disappointed they could not at least match the dealer. Btw - Navy Federal gave me the same quote as USAA. Those two have always been the best interest rates in the past.
USMCFLYR