You could always get a non-flying job that actually pays a decent wage until you can afford to be a pilot again. Throwing boxes for UPS while doing something else during the day will pay a lot more than whatever pilot job you are about to lose pays.

You don't always get to do the job you want. You took on all the debt, you are responsible for paying your bills. You probably won't be totally screwed because personal responsibility is out of vogue in our country right now, but don't act like you really have only the options you listed.