Not to sound bitter or anything, but If you're a regional pilot right now, chances are your company is furloughing but you might not be junior enough to get F'ed but would be junior enough to have a crappy QOL. I'd take a voluntary furlough. If I can guess how long it will take for a recall, I'd say a minimum of one year, up to who knows how long. Go back to your old job, at least then you will have an option to get back in the airlines when they recall in year 2023.

I envy you.