Originally Posted by
Albief15
Homeowner....get ready....$1725 verses $6666. It took a couple days for an independent agent shopping around to finally cross the ts and dot the i's, but that is quite a savings. Coverage is not quite apples to apples, but pretty darn close. Biggest difference was USAA paid 70k for 24 months of loss of use, but this policy is only about 30k. Structure, contents, and general liability were the same.
Are you living in a McMansion? I'm 300 yards from the Santa Rosa Sound with $425,000 dwelling coverage and a $1,000 deductible; USAA charges me $1,777/year. I need to compare rates; I'm sure I can probably get something cheaper for the autos, but the service is fantastic so it'll make it hard to leave unless the savings are something similar to yours.