Someone mentioned earlier that the family plan for him and his wife would have been $800-$900 through the company. In this instance it may have been cheaper to find a private policy for the wife. This is also the case with my insurance. I only pay about $100 per month but if I want to add my spouse it will cost $800-$900 per month. I have found some private plans for her that are only $250-$350 per month.