I have a question regarding the credit card processing company that essentially forced F9 into bankruptcy. As I understand it, the credit card company changed the precent of ticket sales they withheld (until the passenger actually travelled), which put a severe crimp on the amount of cash on hand Frontier had right when fuel prices were skyrocketing.

My questions are:

1. Does frontier still utilize that company for processing its credit card transactions?

2. If so, does that company still withhold 100% of fares until the passenger travels?

3. Has the string of profits realized by frontier been in spite of the 100% withholding, or has their profit been the result of freed up cash coming from the credit card processor?