Now in light of my previous comments let me say one other thing. While I don't think the HSA is AS BAD as people are making it out to be I still think the PPo and HMO plans should be offered. I am not saying that SkyWest is doing the right thing by taking it away. Nor am I saying they can do no wrong. On the contrary actually! I am joining the fight to keep the PPO and HMO options at SkyWest. I still think people should have an option and not be forced into the HSA. All I am saying is that the HSA is not as bad as everyone is making it out to be. Like I said, last year I would have saved money on that plan as opposed to my PPO plan.