Baloney. The mess that we are in is a result of encouraged and institutionalized greed birthed during the Reagan era. Lack of regulatory oversight led to the Great Depression. The right wing steadiliy eroded oversight through legislation and neglect, creating another economic crisis.

The difficulties we face are not due to some widespread failing of the American people. These difficulties have been created by the system of crony capitalism in place in our country. Government has the ability through the crafting of tax laws and financial regulation to facilitate and encourage individual savings. Pension systems fail due to poor business decisions, not because Americans are morally weak or lack individual responsibility.

The monied class has used the government/corporate revolving door to line its own pockets and ignore the long term needs of our nation. They are focused on this quarter's profits and this year's bonus check. They do not care about the ever expanding fiscal bite health care costs take from working americans. They do not care about steering our educational system in a way that insures americans will be the world's best educated work force. All they care about is diverting more and more of our nation's wealth into a narrow and very wealthy sliver of the population. At this, they have been phenomenally successful.