Originally Posted by
acl65pilot
I like what Cathay does with their retirement money. You have the option of taking the 15% they contribute as normal income and pay the taxes on it and invest it outside of our traditional means. It should be an option we should look at. It makes sense for a lot of us!
Just to point out...
Don't forget about the BrokerageLink we have available for our 401k and DC Plan. You can do just about anything you want (in terms of market based investments) in the BrokerageLink.
Personally, I can't see losing the tax advantage on that money to invest it in real estate or some kind of business. Odds are you can do better over time in the market. And, unlike 99% of all the other defined contribution plans out there, we are very fortunate in that we aren't limited to a bunch of crappy mutual funds.