First off, the most important advice anyone is going to give you is get a NON-aviation degree. This will be your financial fallback in case the industry doesn't work out for you and during periods of unemployment (due to furlough, bankruptcy, medical issues). Get a degree in something useful (even business is more useful than aviation).
Aviation employers do not care what your degree is in, or what flight school you attended (unless it was military flight training).
Since you don't have a degree yet, enlisting in the ANG or other reserve component might make financial sense. Presumably you are interested in serving your country (probably overseas). Possible downside is that if you get mobilized, your college education is not protected...if you have to leave halfway through a semester you will get incompletes and have to repeat it all when you get back. They are working on a law to change this, but that's deal for now. I don't think any school would give you failures.
However, if you are close to graduation (within a year or so) you might want to just consider becoming an officer.
If you are so inclined, military flying is actually the best start to a civilian flying career. Military pilots always get first pick of the best civilian flying jobs. The fact that you are female will make it somewhat easier to get a flying slot, especially if you go active duty. The best plan IMO is to get into guard/reserve flying at a young age so you can have a military career in parallel with your civilian career. When the time comes to apply for the most desirable civilian jobs you will have the best of both worlds, experience-wise.
If you are interested in military service but cannot or don't want to fly in the military, consider becoming a non-pilot officer.
If you stick with it, it will provide that financial backup to civilian aviation as well as a retirement at age 60 or so (there are very few retirements plans left in aviation, and there won't be any when you get there). Also, as an officer, your military professional development will keep you in the game for the corporate world if you ever need to go back.
Sounds like you are somewhat informed about professional aviation...keep doing your research, especially regarding non-airline careers. Like the airlines, that is a mixed-bag...some great opportunities and plenty of not-so-great jobs.