Or laziness...

In two years at a 141 program, I had my CFI. I had two friends who started the Private course with me that still had not finished their Private Pilot. It's not always about the school, more about the person.

Get a degree in something else and work on your ratings at a local FBO. You will save yourself tons o' cash and have a backup plan for the furloughs or loss of medical. Go to a place that has good girl to guy ratio and have fun.