Get your CFI now.
Enroll in college for January 2007 in something other than aviation. I recommend finance if you can stomach it. Go to a state or community college and do not accumulate debt.
Have fun at college. Meet girls. Go to parties. Don't do anything dumb that will follow you around such as a public intox charge.
Use the CFI to instruct enough to stay current without spending money.
Finish the four year degree. You'll want it for a major and may need it to fall back on in bad aviation times.