Hello

I'm a Commercial Aviation student at UND and I'm about to start making loans.

I have a few questions:

1) Most of the private student loans I saw have "variable rates" (wells fargo, chase, us bank) ... is this true for most private student loans?

2) It is my understanding that I won't make one big loan that will cover the 4 years ... only what I need for a year. Is this correct?

3) Do you know one bank that is better than the others?