The high deductable health plan cost $54 a check, $108 a month. You'll pay for everything on the first $2000 per individual, with a max annual out of pocket for the family at $6000.
Long call reserve is used first when ever possible. If a trip goes into open time 24 hours in advance, LCR will get it before it will be assigned to a short call. Don't plan on sitting out of domicile and not getting used.