Beware of unintended consequences....like HAVING to work to 65 or be penalized. Do you think the IRS and other agencies are not drooling to change the rules?? (Yeah, Black Helicopters are coming for us... )I personally wish the old geezers would go away but DO understand some are stuck financially thru no fault of their own. (No sympathy for the ones who lived beyond their means and bought a few hookers houses.) Why not ease this change in gradually and not cause the severe disruption? Pleeezzz let me out at 60!