Don't forget too much actual can raise a red flag as well. I trained and worked in Florida (not erau or DCA ) for about 6 years and racked up all of 42 hours of actual in that time...but for Florida it's normal. You shouldn't be flying in most of the clouds we get down here anyways. I actually would think that flying in the NE you would rack up a ton of actual. I never shot an approach to mins until flying up there in a seminole.

Times help get you in the door, but where instrument is concerned they'll use the sim to see if you have a good scan, basic instrument skills, etc.

Just my 2% of a dollar.