You either are an IFR pilot or you are something else. You always have the possibility of finding yourself in 200-1/2 weather after thinking you were only going to encounter 800-2. It's much like the swimmer who jumps in the pool thinking it was the shallow end when in fact it was the deep end. You are either a swimmer or you are not. Don't fool yourselves into thinking that you will only fly in good IFR weather because you will get caught - not if, but when! There will be a day that the forecasters get it wrong and you find yourself looking at a 200-1/2 approach right in the eyes and it will be your only option. Hopefully you are ready!