Originally Posted by
slowplay
What you're actually hitting is the 402(g) individual contribution limit of $16,500. That's the total aggregate amount you can contribute to all employer qualified plans in which you participate. For you to hit the 415(c) limit your employer would have to contribute more than $32,500 and you would have to contribute $16,500 to a single plan.
I'd like to see more DC as well, but I'd rather see more pay first. 14% is well above average for any plan, much less airlines.
Disagree 100% - would like to see the company max out the DC part. If you feel like you're getting enough from the company just don't make any 401K contributions - that gives everyone a choice. If we get more pay and we're already maxed out the 401K then we have to pay more taxes.