Originally Posted by
RJSAviator76
They should be dischargeable, and no... you shouldn't be able to just discharge your student loans that easily. You should have to work through the lender and exhaust literally every forbearance/deferment option before being allowed to bankrupt them. You can postpone payments for years through forbearance.
But if someone takes such a drastic step to file bankruptcy, and the purpose of bankruptcy being to give someone a fresh start, then keeping someone on the hook for student loans goes against the spirit of giving someone a fresh start, doesn't it?
who said they deserve a fresh start? like boiler said you cant reposes education. The institution gave them a loan for education. They got it and then the institution gets nothing when they file for bk. In all honesty I think bankruptcy is ridiculous. I think maybe you should be able to put a temporary hold on your debts but I dont think they should ever be discharged. Take responsability for your actions. If people were to start doing that I can promise you there would be less family debt and fewer people needing to file for bankruptcy.