The cover of Time Magazine has a great article worth reviewing. I know that many of us are frustrated as we have seen our airlines and our careers sink to new lows. The corporate raiders taking away our pensions and dignity. It isn't just happening to the airline industry, it is currently happening to the others. 401k's aren't safe, and won't add up to the pension that you would need under the meager amounts that we can provide, for many, unless you were 2 when you started investing.