My take on your situation:

Step 1. Suspend all aviation training and education.

Step 2. Remove any aviation related accomplishments from your resume.

Step 3. Find the quickest trade, career or new path to becoming financially stable.

Step 4. Once you and your family are financially secure, all bills paid off and savings in the bank, then reconsider resuming your quest for flying.

Often being a husband and father means taking one for the team.

Skyhigh