Couldn't agree more, pilot factories and pay for training airlines are rediuclous. Everything is fine when things go well yet when something is out of the ordinary those types will fold. You have to be able to resort back to your edge of the envelope experience because like you said in an airliner that's never done until it makes a life and death difference. I once, as an FO, had to take the controls away from a captain in a crj in a pretty sporty situation. It was an approach to minimums with a full pax load and heavy fuel load to a fairly short runway (6000 ft) in a crj. The ca handled the approach but when she went to flair she held the aircraft off burning up nearly half the runway behind us, she refused to go around. If I hadn't taken the controls and forced us to go around she would have without a doubt continued the landing with about 1000 feet remaining and ran a full jet off the end of the runway, she was too shaken to even fly the plane around to shoot the next approach. It amazed me that there were people like this flying in the left seat of commercial jets carrying passengers but they're out there. I'm not sure whatever happened to her but I've got to assume she still there.

She was a product of a pilot factory and was hired with very minimal time.

The only way to make it safe again is to keep people like this out of the flight deck of airliners until they know what they're doing.