BTW, good news, I will outlive retirement. According to deathclock.com I will make it to at least 72. I might make 92 if you consider me an optimist, which I am now. But I once was a horrible pessimist and if that had continued then I'd only make it to 56. So I'll say I kicked the pessimist mode but some damage might have already been done so 72, possibly more.
Funny.