Rick,

What I think you're asking about is Life insurance. If its whether or not to take TRICARE, take TRICARE everyday and twice on Sundays (YMMV). I retired in 08 and have Uncle Sugar's medical but DAL's Dental and Vision. If the question is indeed about VGLI or DAL's plan, there will be some there to go over this in indoc and you have I think 120 days from retirement until SGLI drops.

As to the SBP, every situation is unique. I talked mine over with my finanical adviser and the NMA rep at the retirement (TAP) class. Decided to go with the child only option based on my situation.

Get to the proper number of posts and send me a PM or try to send one to ACL or another mod and maybe they can send to me. Will be happy to help.

Welcome aboard!!!