Originally Posted by
johnso29
Vikz,
It's $500,000 regardless. If you're a Delta pilot, you get the policy. I'm not sure whether you have to be active or not. I will have to look that up. I think the purpose of it is to provide it if you are killed on the job, but I'm not certain. I think others will be able to answer that before I can.
You do have to be active (or on disability), although if you go inactive (furlough, MLOA, etc) you get it for 30-60 days. You can also purchase it after that period expires, if desired. It covers you regardless of reason for death with the only exception being if your death was caused by a beneficiary. In that case, the insurance still pays, just not to that particular beneficiary.