I'm not normally in the crowd that cheers for ALPA, but I do feel it necessary to give credit where it's due.
The new LOA/MOU regarding ISW and Roth conversions is an achievement that's worthy of a sincere Thank You!
I'm a big fan of Roth accounts and any opportunity to get money into a Roth (and out of the IRS's hands) is a good deal, (at least to me).
So, Thank You ALPA!
Now, back to Carl's New Years party... BTW where's my invitation?