Originally Posted by OldAg84

Shadow Flight

Sorry to hear of your travails...but I feel like you've made this a health insurance argument.

I'm self employed (we'll see how long that lasts). I carry "individual" insurance for my family. Starting in January, it will cost almost $1,000/month for my family of five (myself, spouse, children 15, 13, and 11). The way taxex work, I pay for the insurance personally and being self employed, I'm in roughly a 50% tax bracket. This means I have to "make" $25,000 a year to just pay for medical insurance. I'm not currently carrying disability, I carry general liability, etc. But the health is just astronomical. It is a good policy, but it does have certain "gaps". So I could conceivably get schwacked somewhere.

Health insurance is a huge cost issue for any employer.

However, personal debt is a huge issue for the country at large. It will come back to haunt us in the next 5-10 years.