people need to step back and see the big picture:
Colgan poisoned the water for everyone. Lawyers are waiting for ANY training deficiency or ANY failure to point to and bring liability to the carrier. Not only that but pilots are jointly and severally liable for their actions as well. Your estate is twisting in the wind until you punch out. Anyone remember from CFI days that a sign off for a license also exposed you to liability for the newly minted pilot? Well, history is repeating itself and businesses are not going to risk it because lawyers want to play in this new sand box.
If YOU have a blemish on your record YOU will pay with everything you have IF you are involved with an incident/accident that results in monetary damages. You will still get hit if you are squeaky clean but you WILL be presumed guilty if you have issues.