Originally Posted by
30 From Bottom
Is anyone signing up for the new short term disability? If so, what options are you choosing and why? I'm sure its different with everyone, but, just looking for some insight regarding STD and LTD.
I was told that it may not be worth it with our existing insurance?
This is crazy, we can land an airplane in zero vis, but, I can't figure out what insurance coverages I need!
The problem is that it's really a very personal thing and as such, you are for the most part on your own in the decision-making process. One of the ways you might proceed is to talk with certified financial planner, who would be able to examine your family financials and then offer you an opinion as to whether STD insurance would be prudent for your situation. Unfortunately, it's like a lot of things, in that there doesn't seem to be a clear solution that fits everyone the same.
JJ