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Old 02-18-2011 | 06:09 AM
  #59857  
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Check Essential
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Originally Posted by UncleSam
Check, thanks for the synopsis, but doesn't that mean that only those individuals that now have that money (or any money) in a non-qualified retirement account can roll it over to an ira? If I had invested the money in a business, let's say, then there might not be any money available to roll into an IRA.

This is a very good thing for all that experienced bk!
There will probably be IRS rules coming out, but I would assume you are correct.

You're going to have to come up with the cash to put into the regular IRA.
You can convert the Roth if you created one with that money.